Know before you list.
Know before you offer.
A condo can look perfect and still run into financing trouble because of the HOA. We review the association before the contract is signed, so listing and buyer agents know exactly where a building stands.
- 0 condos reviewed
- 835 non-warrantable condos listed
- Live FHA approval lookup
- No cost to agents or sellers
Three ways to know where a condo stands
Prior Reviewed Condos
Buildings our team has already reviewed, with the current result of each review.
Search our list →FHA Approved Condos
Search HUD’s official FHA condominium database by name, city or zip, right from this site.
Search HUD →Non-Warrantable List
Search 835 California condos flagged by Fannie Mae, synced from the latest published list.
Search the list →
We look beyond the unit.
When you list or sell a condo you’re dealing with two things: the interior space buyers fall in love with, and the association that decides whether a lender will fund it.
Send us what you have. We identify what is still needed and flag anything that may affect conventional, government or alternative financing.
- HOA budget & reserve funding
- Master insurance coverage
- Pending or active litigation
- Special assessments
- Delinquencies & owner occupancy
- Inspections & deferred maintenance
You’re not only financing a unit.
You’re also dealing with the condition and financial profile of the whole association. Knowing early changes everything.
For Listing Agents
- Avoid a loan denial days before closing
- Market to the right buyer pool from day one
- Know which offer you can actually accept
For Buyer Agents
- Structure the right offer the first time
- Know which condos to show your buyer
- Learn the realistic down payment up front
The Review
- Budget, insurance, inspection & litigation
- Financing paths and down-payment options
- MLS-ready wording to sell the listing faster
Listing agents now have the control.
Get condo listings approved for programs that require as little as 3% down, and walk into the listing presentation with answers.
Potential financing paths
Which loan types are worth pursuing based on the association’s documents.
Down-payment considerations
If a standard conventional path looks difficult, we explore the alternatives.
Red flags before escrow
The earlier an issue is found, the more options you have to address it.
Agent-friendly explanation
Clear language you can use with sellers and buyers to explain the financing picture.
Denied condo complex? We have a solution for that too.
A non-warrantable condo is a condominium that does not meet the financing criteria of traditional lenders or government-sponsored enterprises like Fannie Mae or Freddie Mac. Financing is then limited to non-conventional, private or portfolio loans, often called Non-Warrantable Loans.
Common reasons a project is non-warrantable:
- High investor ownership
- Single-entity ownership
- Litigation
- Inadequate reserves
- Delinquent HOA dues
- Short-term rentals
- Inadequate insurance
- Critical repairs / deferred maintenance
All of these issues and more can be handled with a non-warrantable loan.
Have a buyer ready to write an offer?
Avoid delays and transaction fallout. Get preliminary financing eligibility and down-payment insight on the building before the offer goes in.